Digital First Approach
Customers can choose from a list of identity documents to complete KYC requirement and start the application process without the need for any physical document submission and with near real time verification.
Our platform powers near real time processing of customer application for eligibility and approval or rejection which is performed by an AI based engine that deploys proprietary credit underwriting models.
Automated digital repayments through e-NACH or UPI ensure there is no cash transaction in the entire customer journey and offer customers the flexibility to choose the payment means that they are most comfortable using.
Segment Specific Product
Personalized product experience
Our products offer customers the flexibility of sanction amount, loan tenure and payment frequency to align to the specific needs and characteristics of their businesses and cash flow situations.
Technology that is Inclusive
We have created proprietary credit models through ML based algorithms that use alternate data sources to identity customer eligibility and risk profile even for unbanked or new to credit population who do not have traditional financial footprint creating a truly inclusive product offering.
Our platform allows the ability to understand at a micro-level specific customer behaviour and creates preferential product pricing for historically good customers.
We offer our customers the flexibility and convenience to experience our products through app and Davinta Kendras located in tier 2 and further cities.