PRODUCTS

 
 

Micro Banking

Micro Banking

Micro Banking enables the underbanked and unbanked people to avail banking services like Deposit, Withdrawal, Fund Transfer, Balance Enquiry and Mini Statement at the ease of their time and at a place convenient to them.

Micro Banking enables Kirana Merchants/Agents, Business Correspondents and Banks to achieve their Financial Inclusion goals. The flexible Enterprise/BC Onboarding, Terminal Management and Transaction Sub-Modules enable clients to meet their dynamic business needs.

Credit

Credit

Our credit-based solution is a fully workflow based Loan System that provides flexibility to the users to orchestrate loan lifecycle from application to disbursement. 

Our platform supports various flavours of loans and interest types like fixed, floating and hybrid that can be availed for groups and individual based on their need.

Our credit system is not only capable of collating data from various external systems, but also seamlessly integrates to arrive at a data driven underwriting and risk management. The automated platform reduces manual input, which in turn reduces the turnaround time for loan approval and hence faster disbursement.

Income Generation Loan

Income Generation Loan

Women from financially weaker section are generally denied credit from mainstream banking services, thus hindering their financial growth prospects and a sustainable livelihood. Davinta extends micro loans to such women, enable them to involve in income-generating activities for a better living. From the financial assistance received from Davinta, women have ventured into various income generation activities.

MSME Loan

MSME Loan

Most small businesses struggle to get a timely loan to grow. We are a debt-financing platform that facilitates SME lending with a focus on customer-product fit. We bring to the market specially designed credit products suited to the needs of SMEs there by offering unique benefits to the customer as product design fits into the business cash flows of the MSME.